46 The theft of an inheritance.
After our father died suddenly, my mother went into the hospital for two operations, and told me to start depositing my earned interest checks into Bank of Am #1678063727 account titled Mid-America, which unbeknownst to me for over thirty years, had been solely, and specifically the account which had paid my rent exclusively, but I was never told the exact mechanics of what they were, where they were, and how, and where my interest checks were deposited until after my father died. My mother told me to start depositing them, myself, because she couldn’t continue doing so due to her being in the hospital. So, as my mother instructed, when I saw my interest checks arriving in the mail, I began depositing them, myself. However, on the very day that my mother died, all of the mail stopped arriving, all of my interest accounts disappeared, and both my Bank of Am #3727 “rent account”, and my Bank of Am #1672334900 “house” account which was all that I knew that I had to live on disappeared regardless of the fact that I had co-owned them with each parent since the accounts’ inceptions in the 1960’s, and was told by each parent were what I had been working toward earning while I worked full time recorded hours for 23 years.
My mother took me to the bank on the same day that she got out of the hospital after her second operation. She did so specifically in order to be assured by Bank President John Wallace, that my Bank of Am #4900 “house”account would become all mine when she died. However, within days after our mother died (just three months later), all of my accounts disappeared (even though Bank President John Wallace had showed us that our co-owned account which I was to use to purchase a house with, was on the bank’s computer on the day, (three months earlier), that my mother took me to the bank. He explained that the reason we didn’t have to make any changes to the account was because I was listed as the account owner, and he, as well as bank teller Betty Williams both assured us that there would be no problem with me getting all of it when my mother died. On that same day while we were at the bank, teller Betty Williams (in the photo below) also affirmed it. Ms. Williams even allowed me to go get my camera from the car to take her photo
of her with the huge calendar in the shot showing the date right behind her for the proof of our conversation regarding my mother’s important reason for her visit (please see photos)!
A fax and a letter were supposedly sent to the bank from my mother, but was actually from my brother and it states, “Following is a letter to your bank from my mother”. NO ONE WILL TALK TO ME OR PRODUCE THAT LETTER, however the bank staff will discuss my sister’s scene which she caused at the bank because it was all my sister’s scene she caused over the account (INSTEAD OF BEING WHERE SHE BELONGED).
Shortly after our mother died in the hospital (instead of at home where she wanted to die) which was a year and two months after our father died, I took a quick break between fares from driving a cab full time in Naples, because I needed to use a restroom. Since I happened to be close to my bank where I was depositing checks into my “house” account (because I knew I would be needing a place to live shortly after I had lost my mother), I stopped in to use the bank’s restroom, and decided to check on the way out, since there was no line, on my 4900 “house” bank account. The same bank president (manager John Wallace) who had assured my mother and me weeks earlier that there would be “no problems with my account” was there and he looked up my account and told me, “It’s ALL gone”. When I asked again, he just smiled and said, “IT JUST DISAPPEARED”! He gave me no explanation whatsoever. The next time that I happened to walk into a bank, was just a short time later, and I was with my wife. We happened to walk into a new bank called Encore Bank near Immokalee Rd in Naples Fl. Coincidentally, the same bank president John Wallace happened to be working there. When we went in, he was sitting at his desk, and the second that he saw me, he quickly reached, and opened his right hand desk drawer just to be sure that I saw him displaying a large pearl handled 45 semi automatic pistol! It was as if he was brandishing it without actually holding it in his hand, and he very obviously wanted me to see that he had it.
I WASN’T able to get a printout from him, or from any Naples B of Am. when he was former B of Am president Mr John Wallace, proving that my account belonged to me after my mother died. However, after my mother died, and when the account became 100% mine, as soon as Mr Wallace had transferred to Encore Bank, II WAS able to get proof in the form of a print out, but I had to get it from a different B of Am! I went to an out of town bank after our mother’s demise (see the following printout, below). I obtained it from a Ft Myers Bank of Am, which clearly proves the ownership of the account was all mine, and mine alone after our mother died. (Please see the document Bank of Am printout below).
The day after I was informed by phone that our mother died, my brother arrived at the house with (now attorney) Debra Russell. He walked down the hall into our father’s office, and returned stopping to nonchalantly put our mother’s signature stamp back into her right hand top desk drawer where it had always been kept. Then, he walked over to the garage door, and whispered a question into trust secretary Deb Russell’s ear while she stood there tapping her foot. When Ms. Russell nodded a yes, my brother literally jumped in the air as if for joy like a child would do, and he said, “Oh boy, I WIN”, then the two of them walked out the garage door and slammed it shut behind them. Obviously, both our mother’s and father’s signature stamps were used along with my siblings’ status as trustees to alter, and change amounts in accounts before our parents’ deaths, as well as to change ownership, and much of the proof is (shown herein). I went to the police about my stolen accounts, as well as tried to report my stolen bearer bonds (explained) but was told that it’s all a civil matter.
I was informed by a Naples Bank of Am employee named Mary Sequires(not sure of the correct spelling of her last name),that my sister had caused a scene at the B of Am over my co-owned account being owned by me with my mother, and she asked me about if I ever received the account over 4 (four) years later, then kindly informed me that she remembered that my account had been transferred to MI. So, my wife and I drove all of the way from Naples to the bank in Ann Arbor JUST TO ASK about how my brother could have accomplished doing what he did. After fully understanding that was my bank account, the bank had allowed my brother to successfully move it from Naples to Ann Arbor, with the bank president Wallace having nothing to say to me except, “It JUST DISAPPEARED”! I wrote the letter (below) and sent to the lady we spoke to at that bank in MI. and complained to Bank of Am unsuccessfully (see below).
TO: Peggy Partrich, DATE: February 20, 2015
Senior Personal Banker
Bank of America
201 S. Main St.
Ann Arbor, MI 48104
FROM: Douglas Dover
2400 Poinciana St.
Naples, FL 34105
SUBJECT: Bank of America Account #: 0016 7233 4900
Thank you for meeting with my wife (also Peggy) and me during our recent visit to Ann Arbor (January, 2015).
My questions at that time concerned my two Bank of America accounts, and I thank you for providing information for the one account (ending in 3494). I received the requested information in the mail from your Bank of America “Fulfillment Operations” Department (Reference Number: 20150122004538).
The account # for my other account, which I co-owned with my mother, is: B. of Am Account # 0016 7233 4900. The entire account balance (she deposited $185,000 shortly before her death in order for me to purchase a house with) disappeared shortly after my mother’s death (May 3, 2003), with no explanation. As you can see in the enclosed document, this was my account.
I would like to receive more than a document (which I already have) stating that the account was purged. I need to know how, and who, transferred it to Ann Arbor, and under what authority? As you can see in the other document enclosed, from my brother Michael A Dover, who has since sold his house in Ann Arbor and moved to Cleveland, the “signature follows” is what was a fraudulent document, and has never been produced. That is what is needed.
My mother took me to the bank to be absolutely sure, and asked the manager, “Are there any changes to be made, or documents I should sign to accomplish this for my son”? We were both ASSURED nothing else had to be done. This account was clearly understood by anyone and everyone involved, including the Bank of America in Naples Bank Managers and staff, who also fully witnessed the day we went to the bank in Naples so everyone understood that this account was to be used only by me when my mom died. Can you please send whatever my mother SUPPOSEDLY signed to release this account, because it must have been done fraudulently.
Thank you for your attention in this matter.
Sincerely,
Douglas Dover
The following was sent in the effort to find out about the bonds my brother FORGOT I had given to him.
P.O. Box 7012
Parkersburg WV
26106/7012 (304) 480-7671
To Who It May Concern;
Hello. My name is Douglas Dover and I am a equal beneficiary of my deceased father’s (Clarence J. Dover DOD 3/8/2002) trust and, the Executor of my deceased mother’s (Dorothy J. Dover DOD 5/4/2003) estate. Please find copies of my father’s death certificate, my PR papers, and copy of receipt for Puerto Rican Bonds, which both of my siblings (older brother, younger sister) disavow any recollection or knowledge of, whatsoever.
I am requesting when, and by whom, these bonds were cashed, and if there are any that are still out there or invested. I may be reached at (239) 566-7275 10AM -10PM 7 days a week. Please send any correspondence to Douglas & Peggy Dover 2400 Poinciana St. Naples FL 34105. Thanks you for your kind time and assistance. May we hear from you?
Sincerely,
Douglas Dover
Below is more proof and documentation. All has still gone unaddressed and/or unanswered.
CUST ASSISTANCE GROUP
1301 MCKINNEY ST. SUITE 3450
HOUSTON TX 77011
To Whom It May Concern;
HELLO. THANK-YOU FOR SPEAKING TO ME OVER THE PHONE AGAIN JUNE 30TH 2011. PLEASE REGARD THIS LETTER OF APPEAL AS THE VEHICLE TO OPEN MY CLOSED CASE #893014. THANK-YOU SINCERELY. PLEASE FIND PREVIOUSLY ENCLOSED INFORMATION DOCUMENTING THE ADMITTED ERROR(S) BY THE BANK OF AMERICA. PLEASE DIRECT CORRESPONDENCE BY EMAIL TO ENTNOW@ME.COM, AND PLEASE NOTE MY OLD ADDRESS OF 4001 SANTA BARBARA BLVD. #326 NAPLES, FL. 34104 IS NO LONGER VALID. MY NEW AND PERMANENT HOME ADDRESS IS 2400 POINCIANA ST. NAPLES FL 34105. THANKS.
BEFORE MOM DIED ON MAY 4TH 2003, MOTHER LEARNED THE EXACT MARKET VALUE OF MY RENTED HOME OF 12 YEARS. SHE THEN DEPOSITED THAT EXACT AMOUNT INTO MY CO-OWNED WITH HER #1672334900 “HOUSE” B OF AM. ACCOUNT, AND ANNOUNCED HER INTENTION TO THE TRUST LAWYERS. THEY INSTRUCTED HER THAT SHE HAD TO BY LAW, INFORM MY SIBLINGS WHAT SHE WAS DOING. MOM DID SO ANNOUNCING IT TO MY TWO SIBLINGS IN OUR ONLY FAMILY MEETING AT THE HOUSE WHICH SHE ORGANIZED SHORTLY BEFORE HER DEATH, SAYING DOUGLAS (THAT’S ME), WILL BE PURCHASING A HOME OF MY CHOICE WITH IT. SHE HAD ME TAKE HER TO THE B OF AM. WHERE SHE ASKED MR.WALLACE (manager John Wallace (now at Encore banking (239) 649-0116), IF THERE IF THERE WERE ANY CHANGES TO BE MADE, OR ANY ADDITIONAL PAPERWORK TO FILL OUT IN ORDER TO BE ABSOLUTELY SURE THIS WILL BE ACCOMPLISHED. HE ASSURED US BOTH THAT WAS NOT NECESSARY. THERE ARE OTHER BANK EMPLOYEES’ WHO WITNESSED OUR MEETING WITH MR. JOHN WALLACE AT THE PAVILION BANK BRANCH THAT DAY. Manager Peter Addario (later transferred to B of Am. 926 Cape Coral Parkway 33904 92390 (239) 549-1294), was also fully aware, (as well as other bank employees. I STILL OBJECT, AND THIS IS STILL AN UNRESOLVED ISSUE.
IF YOU CAN LOCATE Steven Foster (employee from the then Nations Bank, who called me in the morning at 239 592-5479 on 6-14-1998, explained mom was starting the #1672334900 trust account “FOR HER SON DOUGLAS”, he will be ANOTHER witness of mom’s intentions for me. FINALLY, AND MOST IMPORTANTLY HOWEVER, I HAVE HAD NO LUCK OBTAINING THE LETTER (SUPPOSEDLY FROM MY MOTHER TO THE BANK), WHICH IN MY BROTHER’S LETTER TO THE BANK (ATTACHED), SAID WOULD FOLLOW. THIS IS HIGHLY IMPORTANT AND FORGERY! I BELIEVE MY SISTER WAS INSTRUCTED TO HAND DELIVER IT TO MARY OR NANCY SQUITIIERI (239) 598-4308 (THAT IS HER FAX NUMBER WHICH IS ALL I’VE HAD), AT THE NAPLES FL. PAVILION BRANCH. I HAVE NEVER SEEN WHAT WAS SUPPOSEDLY THIS LETTER FROM MY MOM THAT “FOLLOWS” BROTHER MIKE’S LETTER TO THE BANK, BUT ALSO BELIEVE THAT IT WAS WHAT WAS MOST LIKELY NEEDED TO PURGE AND FREEZE MY ACCOUNT. THE TRUTH SHOULD MATTER. MAY I PLEASE HEAR FROM YOU?
P.S. FYI, my mom started the account with a $100K check made out to her for her salary from Brandywine Ski Center P.O.Box 343 Northfield Ohio’s checking account at the Northfield Ohio’s branch, and deposited that check into the Akron branch. There’s no question that was her money to begin the account with in the first place. Thank-you sincerely. I strongly believe the bank was aware of the facts from the start, and was obviously completely aware when and why mom went in to the Pavilion Naples branch to make any changes necessary for me to have this account entirely to, as mom explained to them, allow me to purchase a house with. Instead, the bank allowed my account to be purged without informing either of us, and the police refused anything but a report saying it was a civil issue. Again, thanks. Sincerely Yours, Doug Dover,
(239) 566-7275 entnow@mac.com
On my birthday in 2005, after both parents had died, all of the money from all of the pay that I had earned working at Brandywine in OH, and at my parents’ house in FL, disappeared. My sister quit as a co-trustee of our father’s estate, then she disappeared, changed her name to Debby Dakota, and disappeared again after changing her name again, and disappearing again. And, the lawyer that I paid with my share of my inheritance, as well as his secretary, both moved out of state. My sister’s lawyer’s secretary gave her word to my mother and to me, that I would receive the account I had co-owned with my mother since inception, if I gave her the financial files my mother gave to me to keep safe. But, after I gave them all to her, still, my promised account was stolen by my brother acting as the other co-trustee to our father’s estate. He did that by sending a fraudulent fax to my bank, supposedly signed by my mother, telling them not to let me access the account I had worked over ten years earning! My accounts were stolen by my own brother obviously removing, and using our parents’ stolen signature stamps, and after I realized that was how my accounts were stolen, it was too late to do anything about it. (See long boring full story with complete documentation for proof on pages 46-49). I had no idea until after our father died how our father had used, and invested my Brandywine paychecks, other than being aware that he had used the sum total of my checks to purchase my Merrill Lynch investment account from Scott Shockman from the Merrill Lynch financial office in Bath OH, and I have the original client agreement, as well as all of the records and bank statements which shows the account where the interest from my Merrill Lynch investment account went, which was my second Bank of Am account titled Mid AM, which was specifically (unbeknownst to me for decades) used only for paying my rent.
Now, I realize that the whole time my father placed me in rooming houses, including in a trailer in Ravenna-Kent, he did so by paying others to jump through his hoops to do his bidding by essentially using my own money that I had already earned working at Brandywine. It’s very obvious that he enjoyed manipulating people, and was probably why he never completely explained to me, exactly, what the mechanics were how my paychecks were invested, because he wanted to remain in control, and he needed for me to remain confused, for his own personal reasons. However, he always kept me striving to keep finding work, in addition to what it was I was told he was saving on my behalf, and investing. Then, he promised that he would double what he invested, plus match all that I made in the military, if I joined the service, which I did, and promised that I would start receiving what he invested, starting when I turned age 65 (see birthday card)
. But, due to the unscrupulous efforts of others, that never happened. In fact, I never received what I was promised by each parent, which was what I had worked toward earning much of my adult life. Although still majorly devastated reliving it all on a daily basis, I believe that I may still survive spiritually, which is everything. I figured out, after all was said and done, that my father’s intentions were always in the best interests of all his children, and despite the way in which we all acted, our father loved us.
After our father died, my mother re-explained to me the mechanics of how my quarterly interest checks had been deposited. (I even received interest checks from Merrill Lynch which I DID know about, and I had already been depositing them into my B of Am #3727 “rent” account well before our mother died)! I don’t know if my Ryan Beck interest checks (one shown below) had been deposited into my Mid-America rent bank account. However, my mom wanted me to know about this so I would start to be able to make my interest deposits myself, while she was in the hospital, and I had already started doing so before our mother died. So how was it all stolen? Both my mail, and my mother’s mail stopped coming to the house while ignoring both of our rights, and using our parents’ stolen signature stamps, and stolen health records to steal my accounts, and adjudicating me incompetent!
(Above) is my interest check dated Oct. 2004 from my Ryan Beck account #72G-29751-1. I was aware of my Merrill Lynch account (and my father had told me long ago that if I joined the service, he would MATCH EVERYTHING HE INVESTED ON MY BEHALF WHICH WOULD ACCRUE FOR ME). Even my brother told me that I had a Ryan Beck account. He actually informed me that it had $630,000.00 in it, and this was all after I gave Debra Russell all of the financial files which my mother put together, then told me to put in a safe place. However, I only gave the financial files to Ms Russell immediately after Ms Russel gave us her word (on tape and with witness Cathy Shaneberger) that MS Russell promised that I would get all of my Bank of Am 4900 “house” account which I had earned from my mother working toward earning for over 10 (ten) years, in order to purchase my own house with. My brother told me about my Ryan Beck account probably only because he was trying to get me to believe that I was going to be receiving so much money that I wouldn’t have to worry about not having enough to purchase a place to live! The truth of the matter turned out to be that he actually had no intention of giving me any of what he knew I had worked toward earning. And he really didn’t care that I wouldn’t have enough to purchase a house with (nor cared about what was our parents’ intentions for me to receive from choosing working for each parent for a total of ten years+ per each parent). My brother sternly and authoritatively informed me that I would only have $70K for a house. And he also said that I had no choice but to have to leave Naples. Then, when I asked him where he wanted me to go he stated, “It’s not my problem”.
My brother kept me out of the loop, and ignored our mother’s instructions regarding me selling our house. Instead, he got his own realtor to sell the house immediately after our mother’s demise, instead of obeying his mother’s instructions of me being in charge of fixing up, and being in charge of selling it myself. She made me her executor and health care powers, but my brother defied her again, and besides stealing and using my health care records against me, used “his” realtor to inform me that there was only one place for $70K available in Naples. It was a trailer converted into a house which was off of Immokalee Rd east. While the realtor showed me that converted trailer, it happened to rain, and the sound the rain made was so much like loud beating drums, we couldn’t even hear each other talking. That was not equal to what I worked over twenty years earning, or over what twenty years of what I earned invested was worth from accruing for decades. What my sibling did to me together was a travesty… They didn’t earn any of what they received and stole, and I earned every penny of what they stole from me.
After our father died, (and after working ten years full time hours at the house, including weekends and holidays) I was able to work less often, and even got to start playing some club tennis as well as start using my co-owned 4900 “house” account like it was my own after my mother explained that I deserved it for working all day every day at the house for ten full years. After our father had died, our mother told both sibling, and Ms Russell all about her intentions for our co-owned account, and after I started playing tennis twice a week thanks to my mom, she suggested to my siblings that they call ME just to say hello, and to speak. She looked so happy that she lit up when my siblings did call the house and actually asked to talk to me. It was, sadly, only one time, each. And each sibling, sadly, ONLY asked me the SAME thing. They both asked me WHERE, and what TIMES I played tennis each week, and I innocently let them know both the times that I left the house for a couple of hours each week. It turned out that hose were the times that my siblings continued calling the house to hound their mother with their demands, and serious threats concerning me, and I knew this because It was when I started noticing that my mother’s eyes were always all red from crying each time I returned home from playing tennis which at first, I thought may have been because of the loss of our father which was nearly a year ago, but I soon realized that the times I was out playing tennis was when my siblings had been making their threatening phone calls to hound their mother with their demands, and serious threats.
Below shows the time, date, amount, and check my parents mailed to Merril Lynch. It is my $144,053.10, and my $25,000.00 check went straight into my
Merrill Lynch financial investment account in 1991 co-owned with my father (shown herein). I was the primary, and the sole beneficiary JWROS. ALL of my earnings since the 1960’s (100% of it was set aside and accruing in accounts co-owned with me for my RETIREMENT). Neither sibling was connected to these in any way whatsoever, and they were for me to have after both parents were gone, not for my siblings to take for themselves after I chose to work for OVER TWO DECADES EARNING THEM. Even my bank account disappeared with no explanation other than being told, “It’s all gone”! I lost 100% of what was legally 100% mine.
I was taught to believe that when people give their word, it means something! It was disheartening to have learned that the people in positions of authority who SHOULD HAVE BEEN trustworthy, gave their word, then broke their promise(s), and/or the law. I lost what I had worked a total of 23 years earning. One would think that with the proof I have (shown herein) that there would be something I could do about it, but I’ve talked to police, more lawyers, and other knowledgeable people, and for anything to be done about it, it would be too expensive, and complicated. I thought writing about it would help, and take it off my mind. Instead, I’m still left shattered knowing what they did to my selfless mother.
My siblings stole my co-owned accounts (which neither sibling ever had any connection to whatsoever). I had earned them by working for each parent for much of my adult life, and were co-owned with each parent since the accounts’ inceptions.
I went to my lawyer friend in Naples after our parents’ died, only to discover that besides my own siblings, even the people I paid to help me, stole from me. My lawyer friend’s secretary Lisa Prevost Krimmel Rudderman disappeared after faking her death, and stealing as much of everything else from me as possible, followed by my lawyer friend moving out of state! But, I discovered (over a decade after Lisa’s supposed death), that she never died! She is still alive, and in Naples. I imagine that Lisa has about seven last names and different addresses by now. However, I know that her sister’s name is Lane Addis (see photo of her, and Lisa, together, on the top of page 47, taken from a video my wife happened to take in Naples in 2021, but she didn’t know either of them, and I didn’t look at the video until recently). Also shown on page 47, top, is Lisa Pevost, Krimmel, Ruderman’s FAKE death certificate signed, and verbally verified to me by the Lee County medical examiner, as well as signed by other officials.