46 What Happened?
After our father died, my mother went into the hospital for two operations, and instructed me to start depositing, myself, the interest checks which had always arrived in the mail addressed to me, into what was always called my Bank of Am 3727 rent account. That’s #1678063727 titled Mid-America, which had been solely, specifically, and exclusively, the account which my father explained to me in the 1980’s was for paying my rent although I was never told the exact mechanics of how all of my interest checks were invested, or deposited, until after my father died, when my mother told me to start depositing them, myself, because she couldn’t continue doing so due to her being in the hospital, then skilled nursing. So, while I lived in my mother’s house as per my mother’s instructions, when my interest checks arrived in the mail, I began depositing them, myself. However, due to illegal efforts of unscrupulous people, all of my, and my mother’s mail stopped arriving, and both my Bank of Am #3727 “rent account”, as well as my Bank of Am #1672334900 “house” account (which was all that I had to live on) disappeared, regardless of the fact that I had co-owned them both with each parent since the accounts’ inceptions in the 1960’s, and any/all of my co-owned with my parents’ accounts were what I had been working toward earning while either punching in on a time clock, or having my mother record my work hours in writing totaling 23 years of full time recorded hours.
My mother was so angry at my brother’s abuse of her by his screaming his demands at her in the hospital, that she instructed me to take her straight from the hospital to the bank on the very day that she got out of the hospital after her operation. She did so specifically in order to be assured by Bank President John Wallace, that my Bank of Am #4900 “house”account would become all mine when she died. Regardless, the bank account I had co-owned with my mother since the late 1960’s simply disappeared, even though Bank President John Wallace had showed us, upon my mother’s request, that our co-owned account was on the bank’s computer on the day my mother took me to the bank to ask Mr Wallace if any changed had to be made for us to be sure that the account would become entirely mine when my mother died. However, Mr Wallace failed to explain that the account had become listed under my father’s EISN number, and neither my mother nor I had any idea about a EISN number. I believe that Bank President Wallace intentionally misled us, because on that same day both he, and the bank teller in the photo, Betty Williams, told us that we didn’t have to make any changes to the account for me to have it when our mother died, because I was already listed as an account owner. Mr. Williams, and bank teller Betty Williams assured us individually, and together, that there would be no problem with me getting all of it when my mother died. And, on that day while we were at the bank, teller Betty Williams (in the photo) affirmed this by allowing me to go get my camera from out of the car, specifically in order to take the photo
of her with the calendar in the shot, showing the date right behind her, for the proof of our conversation regarding my mother’s very important reason for her visit months prior to her death!
A fraudulent fax and a letter were supposedly sent to the bank from my mother, but was actually from my brother, and it states, “Following is a letter to your bank from my MOTHER”. No one will talk to me about that letter. However, the bank staff will surely discuss my sister’s scene she caused over the account at the Pavilion Bank of Am branch.
Our mother died in the hospital, instead of at home where she wanted to die (explained). She officially died a year and two months after our father died. While our mother was in and out of the hospital, and skilled nursing, I took a break between fares from driving a cab full time in Naples, because I needed to use a restroom. Since I happened to be close to my Pavilion bank branch where I was either cashing, or depositing checks into my “house” account, I stopped in to use the bank’s restroom, and decided, since there was no line, on checking on my #4900 account. The same bank president (manager/president John Wallace) who had assured my mother and me weeks earlier that there would be “no problems with my account” looked up my account and told me, “It’s ALL gone”. When I asked again, he just smiled and said, “IT JUST DISAPPEARED”! He gave me no explanation whatsoever. The next time that I happened to walk into a bank, was just a short time later, and I was with my wife. We happened to walk into a new bank called Encore Bank near Immokalee Rd in Naples Fl. Coincidentally, the same bank president John Wallace happened to be working there. We walked in, and he was sitting at his desk, but the second that he saw me, instead of greeting us, he quickly reached, and opened his right hand desk drawer just to be sure that I saw him displaying a large pearl handled 45 semi automatic pistol! He was brandishing it without actually holding it in his hand. He very obviously wanted me to see that he had it within his reach! Then, I remembered something not in my hand writing written on my papers which I had laid down on his desk (and still have) during our meeting with him at the Bank of Am, and that number was the number for obtaining a gun permit. What a coincidence!
I WASN’T able to get a printout from Mr Wallace, or from any Naples B of Am. while Mr Wallace was still working at B of Am. However, as soon as Mr Wallace had transferred to Encore Bank, I WAS able to get a print out, but I had to get it from an out of town bank B of Am! After our mother’s demise, I obtained it from a Ft Myers Bank of Am, which clearly proves the ownership of the account was all mine, and mine alone after our mother died. (Please see the document Bank of Am printout below).
On the day after I was informed that our mother died, my brother arrived with (now attorney) Debra Russell. He walked down the hall into our father’s office, and returned nonchalantly putting our mother’s signature stamp back into her right hand top desk drawer where it had always been kept. Then, he walked back over to the garage door, and whispered a question into trust secretary Deb Russell’s ear while she stood there tapping her foot. When Ms. Russell nodded a yes, my brother literally jumped in the air as if for joy like a child would do, and he said, “Oh boy, I WIN”, then the two of them walked out the garage door and slammed it shut behind them. Obviously, both our mother’s and father’s signature stamps were used along with my siblings’ status as trustees to alter, and change amounts in accounts before our parents’ deaths, as well as to change ownership, and much of the proof is (shown herein). I went to the police about my stolen accounts, as well as tried to report my stolen bearer bonds (explained) but was told that it’s all a civil matter.
I was informed by a Naples Bank of Am employee named Mary Sequires(not sure of the correct spelling of her last name),that my sister had caused a scene at the B of Am over my co-owned account being owned by me with my mother, and she asked me about if I ever received the account over 4 (four) years later, then kindly informed me that she remembered that my account had been transferred to MI. So, my wife and I drove all of the way from Naples to the bank in Ann Arbor JUST TO ASK about how my brother could have accomplished doing what he did. After fully understanding that was my bank account, the bank had allowed my brother to successfully move it from Naples to Ann Arbor, with the bank president Wallace having nothing to say to me except, “It JUST DISAPPEARED”! I wrote the letter (below) and sent to the lady we spoke to at that bank in MI. and complained to Bank of Am unsuccessfully (see below).
TO: Peggy Partrich, DATE: February 20, 2015
Senior Personal Banker
Bank of America
201 S. Main St.
Ann Arbor, MI 48104
FROM: Douglas Dover
2400 Poinciana St.
Naples, FL 34105
SUBJECT: Bank of America Account #: 0016 7233 4900
Thank you for meeting with my wife (also Peggy) and me during our recent visit to Ann Arbor (January, 2015).
My questions at that time concerned my two Bank of America accounts, and I thank you for providing information for the one account (ending in 3494). I received the requested information in the mail from your Bank of America “Fulfillment Operations” Department (Reference Number: 20150122004538).
The account # for my other account, which I co-owned with my mother, is: B. of Am Account # 0016 7233 4900. The entire account balance (she deposited $185,000 shortly before her death in order for me to purchase a house with) disappeared shortly after my mother’s death (May 3, 2003), with no explanation. As you can see in the enclosed document, this was my account.
I would like to receive more than a document (which I already have) stating that the account was purged. I need to know how, and who, transferred it to Ann Arbor, and under what authority? As you can see in the other document enclosed, from my brother Michael A Dover, who has since sold his house in Ann Arbor and moved to Cleveland.
My mother took me to the bank to be absolutely sure, and asked the manager, “Are there any changes to be made, or documents I should sign to accomplish this for my son”? We were both ASSURED nothing else had to be done. This account was clearly understood by anyone and everyone involved, including the Bank of America in Naples Bank Managers and staff, who also fully witnessed the day we went to the bank in Naples so everyone understood that this account was to be used only by me when my mom died. Can you please send whatever my mother SUPPOSEDLY signed to release this account, because it must have been done fraudulently.
Thank you for your attention in this matter.
Sincerely,
Douglas Dover
The following was sent in the effort to find out about the bonds my brother FORGOT I had shown to him.
P.O. Box 7012
Parkersburg WV
26106/7012 (304) 480-7671
To Who It May Concern;
Hello. My name is Douglas Dover and I am a equal beneficiary of my deceased father’s (Clarence J. Dover DOD 3/8/2002) trust and, the Executor of my deceased mother’s (Dorothy J. Dover DOD 5/4/2003) estate. Please find copies of my father’s death certificate, my PR papers, and copy of receipt for Puerto Rican Bonds, which both of my siblings (older brother, younger sister) disavow any recollection or knowledge of, whatsoever.
I am requesting when, and by whom, these bonds were cashed, and if there are any that are still out there or invested. I may be reached at (239) 566-7275 10AM -10PM 7 days a week. Please send any correspondence to Douglas & Peggy Dover 2400 Poinciana St. Naples FL 34105. Thanks you for your kind time and assistance. May we hear from you?
Sincerely,
Douglas Dover
Below is more proof and documentation. All has still gone unaddressed and/or unanswered.
CUST ASSISTANCE GROUP
1301 MCKINNEY ST. SUITE 3450
HOUSTON TX 77011
To Whom It May Concern;
HELLO. THANK-YOU FOR SPEAKING TO ME OVER THE PHONE AGAIN JUNE 30TH 2011. PLEASE REGARD THIS LETTER OF APPEAL AS THE VEHICLE TO OPEN MY CLOSED CASE #893014. THANK-YOU SINCERELY. PLEASE FIND PREVIOUSLY ENCLOSED INFORMATION DOCUMENTING THE ADMITTED ERROR(S) BY THE BANK OF AMERICA. PLEASE DIRECT CORRESPONDENCE BY EMAIL TO ENTNOW@ME.COM, AND PLEASE NOTE MY OLD ADDRESS OF 4001 SANTA BARBARA BLVD. #326 NAPLES, FL. 34104 IS NO LONGER VALID. MY NEW AND PERMANENT HOME ADDRESS IS 2400 POINCIANA ST. NAPLES FL 34105. THANKS.
Please note; BEFORE MY MOM DIED ON MAY 4TH 2003, SHE LEARNED THE EXACT MARKET VALUE OF MY RENTED HOME OF 12 YEARS. SHE THEN DEPOSITED THAT EXACT AMOUNT INTO MY CO-OWNED WITH HER #1672334900 “HOUSE” B OF AM. ACCOUNT, FOLLOWED BY ANNOUNCING HER INTENTION TO BOTH SIBLINGS IN OUR FAMILY MEETING, AND TO DEBORAH RUSSELL, AND TO FT MYERS LAWYER TOM ULLMAN(AFTER. DEB RUSSELL TOLD HER THAT SHE HAD TO, BY LAW, INFORM MY SIBLINGS WHAT SHE WAS DOING REGARDING MY “HOUSE” ACCOUNT. MOM THEN DID SO, BY ANNOUNCING IT TO MY TWO SIBLINGS, IN OUR ONLY FAMILY MEETING AT THE HOUSE, WHICH SHE ORGANIZED SHORTLY BEFORE HER DEATH, SAYING DOUGLAS (THAT’S ME), WILL BE PURCHASING A HOME OF MY CHOICE WITH THE MONEY I HAD EARNED IN THE ACCOUNT. MY MOTHER EVEN TOOK ME TO THE BANK OF AM. WHERE SHE ASKED MR.WALLACE (manager John Wallace, now at Encore banking (239) 649-0116), IF THERE WERE ANY CHANGES TO BE MADE, OR ANY ADDITIONAL PAPERWORK TO FILL OUT IN ORDER TO BE ABSOLUTELY SURE THAT THE ACCOUNT WILL BECOME MINE, OR IF ANY CHANGES SHOULD BE MADE IN ORDER FOR THAT TO BE ACCOMPLISHED. THERE ARE OTHER BANK EMPLOYEES’, TOO, WHO WITNESSED OUR MEETING WITH MR.JOHN WALLACE AT THE PAVILION BANK BRANCH. Manager Peter Addario (later transferred to B of Am. 926 Cape Coral Parkway 33904 92390 (239) 549-1294) was also fully aware of my mother’s purpose for visiting the bank regarding her intentions for our account, (who were other bank employees). I STILL OBJECT, AND THIS IS STILL AN UNRESOLVED ISSUE.
Another Bank of Am. employee named Steven Foster from the Immokalee Rd. (then, Nations Bank), called me in the morning on 6-14-1998, at my home (land line) phone 239 592-5479, to explain to me that his call was regarding the account mom wanted for me to have was “a trust account FOR HER SON DOUGLAS”, tand he told me that the account number was #1672334900, so he will be another witness to add to the list of people who knew my mom’s intentions for me to have all of the funds in the account..
P.S. FYI, my mom started the account with a $100K check made out to her for her salary from Brandywine Ski Center P.O.Box 343 Northfield Ohio’s checking account at the Northfield Ohio’s branch, and deposited that check into the Akron branch. There’s no question that was her money to begin the account with in the first place. Thank-you sincerely. I strongly believe the bank was aware of the facts from the start, and Mr. Wallace was obviously completely aware of mom’s intentions for taking me to the Pavilion Naples branch to make any changes necessary for me to have this account entirely, as mom explained to them in front of me. (She even explained that it was in order to allow me to purchase a house with). Instead, the account was purged without informing either of us! The police refused anything but a report (made possible by Michael Matthews) adding that it was a civil issue. Again, thanks. Sincerely Yours, Doug Dover,
(239) 566-7275 entnow@mac.com
On think that on my birthday in 2005, after both parents had died, all of the money from all of the pay that I had earned working at Brandywine in OH, and at my parents’ house in FL, disappeared, but few of my questions were ever answered. My sister quit as a co-trustee of our father’s estate, then she disappeared, changed her name to Debby Dakota, and disappeared again after changing her name again, and disappearing again. And, the lawyer that I paid with my share of my inheritance, as well as his secretary, both moved out of state. However, my sister’s lawyer’s secretary gave her word to my mother, in my presence, that I would receive the account I had co-owned with my mother since inception, before I gave up the financial files my mother gave to me to keep safe. But, after I gave them to Ms Russell, still, my promised account was stolen by my brother acting as the other co-trustee to our father’s estate. It became obvious that he did that, by sending a fraudulent fax to my bank, supposedly signed by my mother, telling them not to let me access the account (which was what my brother was fully aware that I had worked over ten years earning)! I believe that my accounts were stolen by my own brother I saw obviously removing, (thus obviously using) our parents’ stolen signature stamps, and after I realized that must have been how my accounts were stolen, it was too late to do anything about it. And, our mother cried (explained, along with a very long boring full story, but with complete documentation for proof, on pages 46-49). I had no idea until after our father died how our father had used, and invested my Brandywine paychecks, other than being aware that he had used the sum total of my checks to purchase my Merrill Lynch investment account from Scott Shockman from the Merrill Lynch financial office in Bath OH, and I have the original client agreement, as well as all of the records and bank statements which shows the account where the interest from my Merrill Lynch investment account went, which was my second Bank of Am account titled Mid AM, which was specifically (unbeknownst to me for until the 1980’s) used only for paying my rent.
Now, I realize that the whole time my father placed me in rooming houses, including in a trailer in Ravenna-Kent, he did so by paying others to jump through his hoops to do his bidding by essentially using my own money that I had already earned working at Brandywine. It became obvious that he enjoyed manipulating people, and it was probably why he never completely explained to me, exactly, what the mechanics were how my paychecks were invested, because he wanted to remain in control, and I think that he also needed for me to remain confused, for his own personal reasons. However, he always kept me striving to keep finding work, in addition to what it was I was told he was saving on my behalf, and investing. Then, he promised what I earned, which he invested, he would double, plus match, if I joined the service, which I did! And, he promised that I would start receiving what he invested, starting when I turned age 65 (see birthday card)
. Due to the unscrupulous efforts of others, I never received what I was promised by each parent, which was what I had worked toward earning much of my adult life. Although still devastated, and reliving it on a daily basis, I believe that I may survive spiritually, and after all that was said and done, my father’s intentions were in the best interests of all his children.
(Please also see my interest check dated Oct. 2004 from my Ryan Beck account #72G-29751-1.) I was aware that I paid $8,000.00 per year on my income taxes for many years, and remember my father had told me long ago that if I joined the military (I volunteered during the height of the Vietnam war), he would MATCH EVERYTHING HE INVESTED ON MY BEHALF WHICH WOULD ACCRUE FOR ME). My brother informed me that I had $630,000.00 in the Ryan Beck account (see photo), and this was after I gave Debra Russell the financial files which my mother put together, then told me to put in a safe place. However, I only gave the financial files to Ms Russell immediately after Ms Russel gave us her word (on tape and with witness Cathy Shaneberger). On the recording MS. Russell promised that I would get all of my Bank of Am 4900 “house” account which I had earned from my mother. I was working full time toward earning it by working at our mother’s house for over 10 (ten) years (including 24/7 for the year and 1/2 after our father’s demise). My brother WARNED me about me owning the $630K Ryan Beck account probably because he was either probing me to see what I actually knew about it, or he was trying to scare me (and his mother!) about her and/or me being criminally prosecuted, or simply trying to get me to believe that I wouldn’t have to worry about not having enough to even purchase a place to live (which was what both siblings and trust lawyer Deb Russell accomplished). It turned out that he actually had no intention of giving me any of what he knew I had worked toward earning, and he didn’t care that I wouldn’t have enough to purchase a house with, or even eat on. He certainly didn’t care about what our parents’ intentions were. My brother sternly, and authoritatively informed me that I would only have $70K for a house. He said that I had no choice but to leave Naples, and when I asked him where he wanted me to go he stated, “It’s not my problem”.
My brother kept me out of the loop, and ignored our mother’s instructions regarding me selling our house. Instead, he got his own realtor to sell the house immediately after our mother’s demise, instead of obeying his mother’s instructions of me being in charge of fixing up, and being in charge of selling it myself. She made me her executor and health care powers, but my brother defied her again, and besides stealing and using my health care records against me, used “his” realtor to inform me that there was only one place for $70K available in Naples. It was a trailer converted into a house which was off of Immokalee Rd east. However, while the realtor showed me that converted trailer, it happened to rain a heavy downpour, and the sound the rain made on the tin roof was so much like loud beating drums, we couldn’t even hear each other talking. That was not equal to what I worked over twenty years earning, or over what twenty years of what I earned invested was worth from accruing for decades (however the $185K which mom deposited into our 4900 account was equal to what my years working at minimum wage at mom’s house would have equalled)..What my sibling did to me together was a travesty..They didn’t earn any of what they received and stole, and I earned every penny of what they stole from me.
After our father died, (and after working ten years full time hours at the house, including weekends and holidays) I was able to work less often, and even got to start playing some club tennis as well as start using my co-owned 4900 “house” account like it was my own after my mother explained that I deserved it for working all day every day at the house for ten full years. After our father had died, our mother told both sibling, and Ms Russell all about her intentions for our co-owned account, and after I started playing tennis twice a week thanks to my mom, she suggested to my siblings that they call ME just to say hello, and to speak. She looked so happy that she lit up when my siblings did call the house and actually asked to talk to me. It was, sadly, only one time, each. And each sibling, sadly, ONLY asked me the SAME thing. They both asked me WHERE, and what TIMES I played tennis each week, and I innocently let them know both the times that I left the house for a couple of hours each week. It turned out that hose were the times that my siblings continued calling the house to hound their mother with their demands, and serious threats concerning me, and I knew this because It was when I started noticing that my mother’s eyes were always all red from crying each time I returned home from playing tennis which at first, I thought may have been because of the loss of our father which was nearly a year ago, but I soon realized that the times I was out playing tennis was when my siblings had been making their threatening phone calls to hound their mother with their demands, and serious threats.
Below shows the time, date, amount, and check my parents mailed to Merril Lynch. It is my $144,053.10, and my $25,000.00 check went straight into my
Merrill Lynch financial investment account in 1991 co-owned with my father (shown herein). I was the primary, and the sole beneficiary JWROS. All of my earnings since the 1960’s (100% of it remained set aside in accounts I had with each parent co-owned with me for my RETIREMENT). Neither sibling was connected to any of my accounts in any way whatsoever, as they were for me to have after both parents were gone, not for my siblings to take for themselves. I chose to work for OVER TWO DECADES EARNING THEM, and each sibling chose not to! I lost what was legally 100% mine.
I was taught to believe that when people give their word, it means something! It was disheartening to have learned that the people in positions of authority who SHOULD HAVE BEEN trustworthy, gave their word, then broke their promise(s), and/or the law. I lost what I had worked a total of 23 years earning. One would think that with the proof I have (shown herein) that there would be something I could do about it, but I’ve talked to police, more lawyers, and other knowledgeable people, and for anything to be done about it, it would be too expensive, and complicated. I thought writing about it would help, and take it off my mind. Instead, I’m still left shattered knowing what they did to my selfless mother.
My siblings stole my co-owned accounts (which neither sibling ever had any connection to whatsoever). I had earned them by working for each parent for much of my adult life, and were co-owned with each parent since the accounts’ inceptions.
I went to my lawyer friend in Naples after our parents’ died, only to discover that besides my own siblings, even the people I paid to help me, stole from me. My lawyer friend’s secretary Lisa Prevost Krimmel Rudderman disappeared after faking her death, and stealing as much of everything else from me as possible, followed by my lawyer friend, himself, moving out of state! But, I discovered (over a decade after Lisa’s supposed death), that she never died, because I saw that she had returned… (See proof of Lisa, and her sister Lane Addis, on the top of the next page, taken from a video my wife happened to take in Naples in 2021, but she didn’t know either of them, and I didn’t realize it was Lisa who walked into the video until years later). Also shown on the top of page 47, is Lisa Prevost, Krimmel, Ruderman’s FAKE death certificate signed, and verbally verified to me over the phone, by the Lee County medical examiner. How is it possible for the medical examiner, as well as all of the other officials, to sign Lisa’s death certificate, when both my wife and I recorded Lisa, and her sister, on video, attending the Naples dog show ten years later?